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Receipts EMV payment stub
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Europay, Mastercard & Visa (EMV) Extra Receipts:  

Customers that call in to inquire why they are receiving 2 receipts can be provided with the following information:  

•    There are Card Brand requirements for EMV and what is printed on the receipt. 


Cardholder security was addressed  by the Card Brands years ago with the receipt requirement  to mask the card number and not print the expiration date.  Cub is in full compliance with those rules.


These items pertain to information as to functions performed to process the transaction.  They do not contain customer specific card data.


TVR = Terminal Verification Results is a series of bits set by the terminal reading an EMV card, based on logical tests (for example has the card expired). This data object is used in the terminal's decision whether to accept, decline or go on-line for a payment transaction.


IAD = Issuer Application Data contains proprietary application data for the transmission to the issuer in an online transaction.


TSI = Transaction Status Information indicates the functions performed in a transaction.


ARC = Authorization Response Code is the response code provided by the issuer that indicates the authorization response.


TC = A type of Application Cryptogram that is generated whenever a card approves a transaction during Card Action Analysis.


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